Rachel Cruze is a seasoned communicator and speaker, helping Americans learn the proper ways to handle money and stay out of debt—lessons she learned from growing up as Dave Ramsey’s daughter. She co-authored the #1 New York Times best-selling book Smart Money Smart Kids with her dad. She also wrote Love Your Life, Not Theirs, and co-authored with Anthony O’Neal The Graduate Survival Guide: 5 Mistakes You Can’t Afford To Make In College.